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Premier Auto Insurance Review

Monday, 09 December 2013 18:45

Premier Insurance Services sells a variety of different insurance products including auto insurance to the state of California, and has multiple locations throughout California. It is an agency that offers different products through its insurance partners. Premier chooses to not specialize in one particular type of insurance but sells a wider range of products to be able to reach multiple markets in California. We could not find any independent reviews of Premier, most likely due to the fact that it is a smaller insurance agency, although the few customer reviews that were posted online mentioned some negative experiences of the company.

Company Background Information

Premier Insurance Services is a California based insurance agency with several locations in the state. The company sells several different insurance products through its insurance partners. It services insurance customers in Huntington Beach, Corona Del Mar, Costa Mesa, Lancaster, Bakersfield, Sacramento, Riverside, Palmdale, and many other California cities. The company was not rated by A.M. Best or J.D. Power.

Pros of Premier Auto Insurance

  • A large selection of insurance products available

Cons of Premier Auto Insurance

  • No third party review information available
  • Doesn’t specialize in a particular type of insurance

Discounts

Discounts are not mentioned directly on the website, but there are likely several discounts available through Premier’s insurance partners. One would need to call them to find out which particular discounts that they may be eligible for. Customers may be eligible for some of the standard discounts that other agencies provide like multiple policy and multiple vehicle discounts, among others.

Types of Insurance Offered

A wide variety of insurance products are sold by Premier including auto, homeowners, commercial, term life, motorcycle, watercraft, commercial auto, business, flood, renters, liquor liability, and many other types of insurance. There is very minimal information on the specific types of auto coverage offered. There is an article with information about what auto insurance is on the company’s auto insurance section, however there is no information as to what levels of coverage are offered. It can be assumed that Premier offers the minimum level of liability coverage for the state of California for auto insurance with possible additional insurance options.

Website

Premier Insurance has two websites: An introductory site (http://www.premierinsuranceusa.com/) and a main site (http://www.freenetquote.com/). The latter is a bit outdated in its design but it has modern functionality, and has some information about the different types of insurance products sold by Premier. Interested customers can retrieve a quote directly from the website and access their auto insurance policies from the website as well. Drivers can be added or removed from a policy, and vehicles can be added or deleted as needed, which is a convenient feature. Customers can also submit an auto claim directly from the website without having to call them. There is some helpful information such as a glossary of insurance terms and a learning center where visitors can learn more about business, auto, and homeowners insurance. There are also financial calculators including mortgage, investment, auto, and many others.

Customer Reviews

There were only a few reviews of Premier online, and the reviews were mostly negative, mentioning problems with customer support, problems with the quote process, and other issues. Positive reviews mentioned that they were among the cheapest auto insurance that the customer found.

Premier

Recommendations

With a minimal amount of information regarding Premier online, it is hard to recommend them for auto insurance. Due to the fact that they offer so many different insurance products and don’t specialize in auto insurance, they may not be the best choice for auto insurance seekers. If you are shopping for auto insurance you might consider them, but you can also save some time and check the rates from multiple providers just by entering your zip code on this page.

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Company Information
Sales Phone 888-901-9888
Website
http://www.freenetquote.com/
Market Share N/A
AM Best Score N/A
JD Power Rating N/A
Coverage
California